Takaful(islamic insurance) for women - Is it needed?


With the many challenges that women face throughout their lifetime, it is important to be assured that they are dealt with a peace of mind.

As women suffer more from different complications in contradiction to men, a more comprehensive package is needed to suit their interest and lifestyle.

Women play significant and extensive roles that are not confined to their traditional household duties.

The rising cost of living has made surviving and building a family on a single income near to impossible. Therefore, women are forced to take on some of the financial burdens, in addition to their core responsibilities as wives and mothers.

Maternity Coverage

  • Newborn allowance
  • Death due to childbirth
  • Complication of Pregnancy

Protection against Crime-related Accident & Losses

  • Kidnap and Abduction
  • Snatch Theft
  • Personal Accident
  • Accidental death

Permanent disability:

  • Total paralysis/ complete insanity/ injuries resulting in being permanently bedridden
  • Permanent Total Loss of sight, hearing, and speech
  • Permanent Total Loss of other parts of body

Protection against Female Illnesses

  • Types of illnesses
  • Female Cancers
  • Heart Disease
  • Fibroid
  • Ovarian Cyst
  • Female Carcinoma

A Takaful plan may sound like something you only have to think about when you get older, but there are a variety of benefits to participate in a Takaful Plan early on in your life. We defiantly agree that every woman, especially those exposed to real working environment and stressful lifestyle, to be insured by takaful plan for women.

Amina Hodzic, Raimi Raihan BT Ramli, Alfin Nadzirah BT. Mohd Abdul Munaf